"YES! You Can Still Buy a Home
with $0 Down Through Florida's

Homebuyers Assistance Program - HAMI!"

Mortgage Services, Inc.
(800) 922-3210

HAMI, otherwise known as Homeownership Assistance for Moderate Income Loan (HAMI) is Florida's #1 Mortgage Program for “First Time Homebuyers.” This special downpayment and assistance first time homebuyer program is for first-time homebuyers needing downpayment and closing cost assistance. HAMI is a special program only offered to Florida first-time homebuyers looking to make the dream of homeownership possible. It is availabe to individuals and families looking to purchase a home in the state of Florida.

Eligible Properties - The HAMI program and assistance may be used to purchase an existing one- to four-family home, a newly constructed single family home, or a newly constructed two-family home. It can also be used to purchase condominiums.

Downpayment and Closing Cost Assistance Program (HAMI) - The Downpayment and Closing Cost Assistance Program (HAMI) provides homeownership opportunities to eligible buyers who have trouble saving for their downpayment and closing costs.

“HAMI Is Not Just For First Time Homebuyers”

HAMI Loans are also available to homebuyers who have not had an ownership interest in a home for the previous 3 years. Prior homeowners can still qualify for HAMI assistance if the home they purchase is within an area that is designated by the Florida Housing Finance Corporation Authority.

"Pre-approval For HAMI Assistance Program Is Simple And Free!".


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(800) 922-3210

This Homeownership Assistance for Moderate Income "HAMI" assistance program is designed to help Florida homebuyers overcome one of the main obstacles to owning a home - the down payment. With no money down required, the HAMI program makes it possible to afford a home now.

  • No down payment
  • 100% mortgage financing with good credit. Little or no cash needed.
  • Low Fixed Rate 30 Year
  • Less income required - makes it easier to qualify for a mortgage.
  • Special Programs for Teachers, Police Officers, Military.

Mortgage Services, Inc. 193 Grand St. Waterbury, CT 06702 - NMLS # 2594
DBA Mortgage EZ, Inc. (broker only)
Phone: (800) 922-3210 Web: www.ToMortgageServices.com Email: info@ToMortgageServices.com

State of Connecticut Department of Banking License #001100
State of Rhode Island #20021386LB, State of Florida #504391, State of Texas #2594

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